A predictive biological intelligence layer for pet health and insurance. Behavioural and telemetry data become real-time risk signals — surfaced before clinical onset.
Continuous signal feed flows into underwriting and claims models. Premiums adjust to real risk; claim prevention replaces claim reaction.
Risk elevations surface before symptoms present. Vets see drift, not diagnosis — the system signals what to investigate, never replaces clinical judgement.
Hydration up. Weight down. Activity stable. Pet parents see their pet's signal in their pet's language — not a diagnosis, not an alarm.
The Fetch API exposes the predictive intelligence layer as a structured endpoint surface. Insurance underwriting, claims, clinical alerts, and pet-parent visibility — one model, four delivery shapes.
{
"pet_id": "PET-00472",
"subject": { "species": "feline", "age": 11, "breed": "DSH" },
"risk_score": 72,
"risk_band": "elevated",
"confidence": 0.87,
"lead_time_days": 14.2,
"signals": [
{ "name": "hydration_drift", "value": 0.49, "conf": 0.91 },
{ "name": "weight_velocity", "value": -0.09, "conf": 0.84 },
{ "name": "activity_baseline", "value": 0.61, "conf": 0.68 }
],
"model": { "name": "ckd", "version": "1.0.847" },
"computed_at": "2026-05-11T14:23:08Z"
}